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American Gem Society (AGS) Credit Card Program

Drive traffic to your store, grow your business, and generate customer loyalty with the American Gem Society credit card program. Our program is designed specifically for the needs of AGS members and their customers and offers special benefits just for AGS members.

Call 1-800-577­5191, Monday – Friday, 7:30 a.m. – 5:30 p.m. Central Time to sign up today!

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The American Gem Society credit card program gives your customers more purchasing power today with the flexibility to pay over time. Plus, your customers will enjoy:

  • Simple online applications
  • Quick credit decisions
  • Competitive credit limits.
  • A revolving line of credit for future purchases

It’s a great way for AGS members to close more sales, build customer loyalty, and grow their business.

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Our program uses innovative, time-saving digital tools to streamline the entire financing process:

  • Customers can apply for credit online using an At Home link on your website.
  • Contactless application options let customers text or scan to apply from their own device.1
  • Our online tools let you submit an application, process a transaction, or estimate a payment from your mobile device or computer.2
  • Customers can receive and sign invoices electronically.


  1. Message and data rates may apply.
  2. This process requires an internet connection. Please ensure your device is able to connect to the internet using your own data package. This process does not include a Notice of Right to Cancel. If you conduct business outside of your normal place of business (e.g., consumer home, fair, trade show, expo, etc.), you’re still required to notify your customers of their rights.

The American Gem Society credit card program offers competitive financing rates and terms to AGS members. Plus, you can take advantage of our volume rebate incentive program, which provides rebates based on the amount of net charge volume (total of all purchase volume posted to accounts minus any credits, other than payments, on accounts) that you submit during a calendar quarter.

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Throughout the year, we send American Gem Society cardholders a series of exclusive coupons, such as $50 off any in-store purchase of $250 – $499.99 or $100 off any in-store purchase of $500 or more. These coupons are designed to drive traffic to your store and encourage repeat purchases by AGS cardholders, especially during peak holiday shopping.

When a customer presents a coupon, the dealer simply has to enter the coupon code while processing the customer’s transaction online.

AGS members will be reimbursed in full for all valid coupons submitted during the coupon campaign.

Important Files