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Staying Current: Updating Your Jewelry Appraisal

diamond rings
Photo Courtesy of Jewelers Mutual Insurance Company

by Jessica VandenHouten, Jewelers Mutual Insurance Company
Did you know that your jewelry may not be covered for its current value?
Jewelers Mutual Insurance Company offers an option to protect your treasured jewelry with their Perfect Circle® Jewelry Insurance coverage. Given how easily a loss may occur, coupled with the financial expense of replacing the piece, insuring your jewelry for its current retail replacement value is important.
Your jewelry is likely worth more now than when it was purchased.

With an increased risk of loss and theft during the holidays, now is the time to visit your local AGS jeweler for an updated appraisal or evaluation. Then adjust your coverage limits accordingly.
Without yearly jewelry inspections and re-evaluations, you run the risk of being underinsured and incurring additional out-of-pocket expense for repair or replacement in the event of loss or damage.
Visit your AGS jeweler to update your values. Then contact Jewelers Mutual to ensure you get the right amount of Perfect Circle Jewelry Insurance coverage.

Jewelers Mutual is an alternative to other insurance companies. Coverage is subject to the provisions, limitations, exclusions and endorsements in the policy and the level of coverage you select.