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Celebrate the Holidays With Limited-Time Pricing for AGS Members

Holiday Coupons for Cardholders

By Wells Fargo Retail Services

Special discounts mean members offering the American Gem Society credit card can pay less for three popular consumer financing promotions throughout the holidays.

Plan No. Special Financing Offer Member Discount Rates Promotion Rates
4973
No Interest if Paid in Full within 12 Months
3.45%
2.75%
4974
No Interest if Paid in Full within 18 months
5.40%
4.70%
4975
0% APR with 24 equal monthly payment
10.25%
9.35%

The special discount rates apply to all authorized charges made from November 1, 2022, through 11:59 p.m. Central Time on December 31, 2022. All pending authorizations must be fulfilled by the end of the business day on March 31, 2023.

Cardholder Discounts Encourage Sales
To help your sales during the last quarter of the year and the beginning of next, we’re giving our cardholders more purchasing power with two special discount rate offers. Beginning in November, they received certificates—$50 off any purchase of $100–$499.99* or $100 off any purchase of $500 or more*—to use any time from November 2022 through February 14, 2023, for money off their holiday purchases.

Wells Fargo and AGS will reimburse you for all valid coupon serial numbers redeemed. Don’t miss out—there’s still plenty of time for your store to reach the next Volume Rebate opportunity. So, remind your customers to use their card and both of their special offers throughout the holidays! For more details about the cardholder coupons, refer to the Coupon Instructions and FAQs.

You Can Earn Volume Rebates
Here’s how it works: members can qualify each quarter for rebates based on their net charge volume for that quarter. The greater the net charge volume, the greater the Volume Rebate you could earn.

Quarterly Net Charge Volume1 Multiplier Example
$40,000 - $99,999.99
.0025
$56,000 net charge volume = $140 rebate
$100,000 – 199,999.99
.0050
$165,000 net charge volume = $825 rebate
$200,000 – 399,999.99
.0060
$285,000 net charge volume = $1,710 rebate
$400,000 or more
.0070
$500,000 net charge volume = $3,500 rebate

Earn More with Term Agreements
AGS members can also qualify for higher quarterly rebates by signing a term agreement with Wells Fargo. Rebates are still based on net charge volume for the quarter,1 but members with a term agreement can take advantage of higher multipliers—which means bigger rebates.

Quarterly Net Charge Volume1 Multiplier Example
$40,000 - $99,999.99
.0045
$40,000 net charge volume = $180 rebate
$100,000 – 199,999.99
.0070
$100,000 net charge volume = $700 rebate
$200,000 – 399,999.99
.0080
$200,000 net charge volume = $1,600 rebate
$400,000 or more
.0090
$400,000 net charge volume = $3,600 rebate

Questions?
If you have questions about the American Gem Society credit card program, please call Amanda Howe, the AGS credit card program representative at Wells Fargo, at 515.985.0155 or email her at Amanda.howe@wellsfargo.com.

*Offer valid only when using the AGS credit card. Coupons may not be combined. Coupon reimbursements to members will be by check for accounts paid in full, and by account credit for accounts with balances.